Listen to: U.S. Rep. Artur Davis (D-AL)

One manifestation of the insurance companies not being subject to those laws is that they have a lot of leeway to deny coverage to people. Now there’s nothing state law can do about that. And in effect as an industry they can make certain kinds of decisions like there are certain kinds of illnesses that we won’t cover. That in effect is an industry wide decision that’s made that wouldn’t be permissible if you had, if they’d been covered by anti-trust laws. Or maybe more relevantly today if we struck down the ban on preexisting illness exclusions.

Answered on Dec 11th, 2008 More